The credit card built for small businesses

Earn 1.5% cash back on all card spend and 2% boosted cash back when you switch to weekly AutoPay.*

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Applying won’t affect your personal credit score

Card issued by WebBank

Application process built for speed

Credit limits of up to $50,000†

Free company cards for all your employees

4.7 out of 5 based on 17,000+ reviews‡

Excellent

Fast, flexible business credit

Manage your business spending with smart controls and real-time visibility – all with no annual fee*

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Trusted by more than 200,000 businesses

More than 200,000 small business customers around the world have spent more than $4 billion on their Capital on Tap Business Credit Cards, since 2016.

Stuart Architecture

Anson Stuart

“I absolutely love it. I would not be able to scale my business and be opening in different markets without this platform.”‡

Travel, Cash back, and Gift Card Rewards

The Capital on Tap Business Credit Card comes with uncapped 1.5% cash back and 2% boosted cash back when you switch to weekly AutoPay. Better yet, there are a range of flexible ways to redeem your rewards*

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Our Partners

Plug into your accounting software

Auto-sync transactions to QuickBooks and Xero to save time and stay organized with our integrated accounting solutions.


Set it to auto-sync daily for hassle-free expense management.

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Open an account with speed

  • Process designed to be completed in just a few minutes
  • You could be eligible to spend right away on a virtual card
  • Your physical card should arrive after 4 business days
  • Get a decision without impacting your personal credit score
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* Read Rewards Program Supplement and Business Credit Card Agreement


† Credit limits range from $3,000 to $50,000 based on creditworthiness of applicants.


‡ Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences of Capital on Tap .


Interest ranges from 16.74% to 86.24% variable APR. 16.74% APR available to new, most creditworthy applicants with excellent credit. Actual rate varies based on creditworthiness and may differ from advertised. Avg. rate offered July-Sept 2025: 48.18%.


© Copyright 2026. Capital on Tap Business Credit Cards are issued by WebBank. © 2025 New Wave Card LP dba Capital on Tap.