The credit card built for small businesses

Earn 1.5% cash back on all card spend and 2% boosted cash back when you switch to weekly AutoPay.

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Applying won’t affect your personal credit score

Card issued by WebBank

Excellent - 17,000+ reviews on Trustpilot

Trusted by over 200,000 businesses

Interest rates from 16.74% variable APR*

(For new applicants only, based on creditworthiness)

Auto-sync with accounting software

24/7 support with real humans

Plug into your QuickBooks account

Connect to your QuickBooks account to automatically sync all of your card transactions. Sync these daily and save time going over spending at the end of the month.

Fast, flexible business credit

Streamline your finances and manage your business spending. Smart controls and real-time visibility – all with no annual fee.

Trusted by 200,000 businesses

Since 2012, over 200,000 small business customers across the US & UK, have spent more than $12 billion on their Capital on Tap Business Credit Cards. Cards are issued by WebBank in the US.

Travel, Cash back, and Gift Card Rewards

The Capital on Tap Business Credit Card comes with uncapped 1.5% cash back and 2% boosted cash back when you switch to weekly AutoPay. Better yet, there are a range of flexible ways to redeem your rewards.

Explore more benefits

Open an account online today

  • Apply in less than 2 minutes
  • You could be eligible to spend right away on a virtual card
  • Your physical card should arrive 4 days later
  • Running your business just got easier
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© Copyright 2026. Capital on Tap Business Credit Cards are issued by WebBank. © 2025 New Wave Card LP dba Capital on Tap.

* Interest ranges from 17.24% to 86.74% variable APR. 17.24% APR available to new, most creditworthy applicants with excellent credit. Actual rate varies based on creditworthiness and may differ from advertised. Avg. rate offered July-Sept 2025: 48.18%.

*Interest ranges from 16.74% to 86.24% variable APR. 16.74% APR available to new, most creditworthy applicants with excellent credit. Actual rate varies based on creditworthiness and may differ from advertised. Avg. rate offered July-Sept 2025: 48.18%.