The business credit card that’s more rewarding

Congratulations - you qualify for a $100 referral bonus with your promo code! Get 1.5% cashback with no hidden charges or annual fee.

Excellent - 9,750+ reviews on Trustpilot

Applying won’t affect your personal credit score

Apply now

Uncapped 1.5% cashback

Earn rewards points on all spending, and redeem for statement credit or gift cards.

Interest rates range from 18.49% to 35.99% APR. 

(Based on creditworthiness of applicant)

Low variable APR

We'll credit your account with $100 after your first card transaction.

$100 referral bonus

Add cards for your employees, and control their spending with tailored limits.

Unlimited free company cards

A credit card that’s built for businesses

Manage your business spending with smart controls and real-time visibility – all with no annual fee.

Trusted by more than 200,000 businesses

More than 200,000 small business customers around the world have spent more than $4 billion on their Capital on Tap Business Credit Cards.

“I absolutely love it. I would not be able to scale my business and be opening in different markets without this platform.”

Track all your spending in one place

Empower your employees to pay for expenses with as many free company cards as you need. Stay in control with real-time visibility and smart spending controls.

Rewards for all

Our free account comes with uncapped 1.5% cashback on all card spending, with flexible ways to redeem your rewards. Redeem for statement credit, or make your points go further by redeeming for gift cards at leading brands.

24/7 support

We know running your business is never just a 9-5, so neither are we.  A real human will answer your call 24 hours a day, usually in 10 seconds or less. 

Prefer live chat or email? We have that too!

Plug into your accounting software

Connect with QuickBooks and Xero to sync all card transactions with your accounting software. Sync daily and save time going over spending at the end of the month.

Call 24/7 customer support

Open an account in minutes

  • Apply in under 2 minutes
  • Get a decision without impacting your credit score
  • Start spending soon after approval with a virtual card
  • Your physical card arrives within 4 days via FedEx
Apply now

Capital on Tap Business Credit Cards are issued by WebBank.

To qualify for the bonus, you must use the referral code as given to you by your referrer. For more information view the full terms and conditions here.

© Copyright 2022. New Wave Card LP dba Capital on Tap.

Card issued by WebBank