The business credit card that’s more rewarding

Congratulations - you qualify for a 10,000 points bonus with your promo code! Get 1.5% cash back with no hidden charges or annual fee.

Apply Now
Apply Now

Applying won’t affect your personal credit score

Card issued by WebBank

Excellent - 9,750+ reviews on Trustpilot

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Uncapped 1.5% cash back

Interest rates from 16.74% variable APR

(For new applicants only, based on creditworthiness)

10,000 rewards points

Unlimited free company cards

Earn rewards points on all spending, and redeem for statement credit or gift cards.

We'll credit your account with 10,000 rewards points after your first card transaction.

Add cards for your employees and control their spending with tailored limits.

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A credit card that’s built for businesses

Manage your business spending with smart controls and real-time visibility – all with no annual fee.

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Trusted by more than 200,000 businesses

More than 200,000 small business customers around the world have spent more than $25 billion on their Capital on Tap Business Credit Cards.

Stuart Architecture

Anson Stuart

“I absolutely love it. I would not be able to scale my business and be opening in different markets without this platform.”

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Track all your spending in one place

Empower your employees to pay for expenses with as many free company cards as you need. Stay in control with real-time visibility and smart spending controls.

Rewards for all

Our free account comes with uncapped 1.5% cash back on all card purchases, with flexible ways to redeem your rewards. Redeem for statement credit, or make your points go further by redeeming for gift cards at leading brands.

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24/7 support

We know running your business is never just a 9-5, so neither are we. A real human will answer your call 24 hours a day, usually in 10 seconds or less.

Prefer live chat or email? We have that too!

Call 24/7 customer support

833-972-1323

Open an account in minutes

  • Apply in under 2 minutes
  • Get a decision without impacting your personal credit score
  • Start spending soon after approval with a virtual card
  • Your physical card arrives within 4 days via FedEx
Apply Now

© Copyright 2026. Capital on Tap Business Credit Cards are issued by WebBank. © 2025 New Wave Card LP dba Capital on Tap.

1 To qualify for the bonus, you must use the referral code as given to you by your referrer. For more information view the full terms and conditions here.

2 See the Business Credit Card Agreement and Reward Terms & Conditions

3 Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences of Capital on Tap.

4 Interest ranges from 16.74% to 86.24% variable APR. 16.74% APR available to new, most creditworthy applicants with excellent credit. Actual rate varies based on creditworthiness and may differ from advertised. Avg. rate offered Oct-Dec 2025: 46.05%.

5 Based on internal data as of 01/01/2025.