Credit Cards Built for Small Businesses

The business credit card that’s more rewarding

Congratulations - qualify for a $100 referral bonus with your promo code! Get 1.5% cash back with no hidden charges or annual fee.

Excellent - 9,750+ reviews on Trustpilot

Applying won’t affect your personal credit score

Apply now

Uncapped 1.5% cash back

Earn rewards points on all spending, and redeem for statement credit or gift cards.

Interest rates from 17.24% APR*

(For new applicants only, based on creditworthiness)

Variable APR

We'll credit your account with $100 after your first card transaction.

$100 referral bonus

Add cards for your employees, and control their spending with tailored limits.

Unlimited free company cards

A credit card that’s built for businesses

Manage your business spending with smart controls and real-time visibility – all with no annual fee.

Trusted by more than 200,000 businesses

More than 200,000 small business customers around the world have spent more than $25 billion on their Capital on Tap Business Credit Cards.

“I absolutely love it. I would not be able to scale my business and be opening in different markets without this platform.”

Track all your spending in one place

Empower your employees to pay for expenses with as many free company cards as you need. Stay in control with real-time visibility and smart spending controls.

Rewards for all

Our free account comes with uncapped 1.5% cash back on all card purchases, with flexible ways to redeem your rewards. Redeem for statement credit, or make your points go further by redeeming for gift cards at leading brands.

24/7 support

We know running your business is never just a 9-5, so neither are we. A real human will answer your call 24 hours a day, usually in 10 seconds or less.

Prefer live chat or email? We have that too!

Plug into your accounting software

Connect with QuickBooks and Xero to sync all card transactions with your accounting software. Sync daily and save time going over spending at the end of the month.

Call 24/7 customer support
833-972-1323

Open an account in minutes

Apply in under 2 minutes
Get a decision without impacting your personal credit score
Start spending soon after approval with a virtual card
Your physical card arrives within 4 days via FedEx

Apply now

Capital on Tap Business Credit Cards are issued by WebBank.

Card issued by WebBank

* Interest ranges from 17.24% to 86.74% variable APR. 17.24% APR available to new, most creditworthy applicants with excellent credit. Actual rate varies based on creditworthiness and may differ from advertised. Avg. rate offered July-Sept 2025: 48.18%.

Card agreement & reward terms apply.