The business credit card that’s more rewarding

Congratulations - qualify for a $100 referral bonus with your promo code! Get 1.5% cash back with no hidden charges or annual fee.

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Applying won’t affect your personal credit score

Card issued by WebBank

Excellent - 9,750+ reviews on Trustpilot

Trusted by over 200,000 businesses

Interest rates from 16.74% variable APR*

(For new applicants only, based on creditworthiness)

Auto-sync with accounting software

24/7 support with real humans

A credit card that’s built for businesses

Manage your business spending with smart controls and real-time visibility – all with no annual fee.

Trusted by more than 200,000 businesses

More than 200,000 small business customers around the world have spent more than $25 billion on their Capital on Tap Business Credit Cards.

Stuart Architecture

Anson Stuart

“I absolutely love it. I would not be able to scale my business and be opening in different markets without this platform.”

Track all your spending in one place

Empower your employees to pay for expenses with as many free company cards as you need. Stay in control with real-time visibility and smart spending controls.

Rewards for all

Our free account comes with uncapped 1.5% cash back on all card purchases, with flexible ways to redeem your rewards. Redeem for statement credit, or make your points go further by redeeming for gift cards at leading brands.

24/7 support

We know running your business is never just a 9-5, so neither are we. A real human will answer your call 24 hours a day, usually in 10 seconds or less.

Prefer live chat or email? We have that too!

Call 24/7 customer support

833-972-1323

Open an account in minutes

  • Apply in under 2 minutes
  • Get a decision without impacting your personal credit score
  • Start spending soon after approval with a virtual card
  • Your physical card arrives within 4 days via FedEx
Apply Now

© Copyright 2026. Capital on Tap Business Credit Cards are issued by WebBank. © 2025 New Wave Card LP dba Capital on Tap.

* Interest ranges from 17.24% to 86.74% variable APR. 17.24% APR available to new, most creditworthy applicants with excellent credit. Actual rate varies based on creditworthiness and may differ from advertised. Avg. rate offered July-Sept 2025: 48.18%.

*Interest ranges from 16.74% to 86.24% variable APR. 16.74% APR available to new, most creditworthy applicants with excellent credit. Actual rate varies based on creditworthiness and may differ from advertised. Avg. rate offered July-Sept 2025: 48.18%.